EMI Calculator – Calculate Loan EMI & Interest Cost
Use this EMI calculator to estimate your monthly loan EMI, total interest payable, and the overall cost of borrowing across different loan tenures and interest rates.
Loan Details
Adjust the loan amount, interest rate, and tenure to understand how each factor impacts your monthly EMI and total repayment.
EMI Breakdown & Loan Summary
These results are estimates based on standard loan amortization formulas. Actual EMIs and interest costs may vary depending on lender terms.
Year-wise Loan Amortization
This table shows an estimated year-by-year breakdown of principal repayment, interest paid, and outstanding loan balance.
| Year | Principal Paid | Interest Paid | Balance |
|---|
Prepayment Impact
Interest Saved
₹0
Assumes prepayment is made once every year towards principal.
EMI vs SIP Opportunity Cost
Total Loan Interest Paid
₹0
SIP Value (if EMI invested @12%)
₹0
This comparison is illustrative only and assumes a constant investment return. Market returns are variable and not guaranteed.
This EMI calculator is for educational and informational purposes only. Results are indicative and based on assumed inputs. Actual loan terms, interest rates, and charges may vary by lender.