ICICI Pru SIP Calculator
Project an ICICI Prudential SIP. Estimate the maturity value of a monthly SIP in ICICI Prudential Mutual Fund schemes.
About the ICICI Pru SIP Calculator
This ICICI Pru SIP Calculator estimates what a monthly SIP in ICICI Prudential Mutual Fund mutual funds could grow into. Enter your monthly amount, the return you expect and how long you plan to stay invested. The maths is identical across every fund house - what changes is the scheme you pick and the return it actually delivers.
SIP maturity formula
M = P x ({[1 + i]^n - 1} / i) x (1 + i)
- M
- Maturity value
- P
- Monthly SIP amount
- i
- Monthly return rate (annual rate / 12 / 100)
- n
- Total number of instalments
Each instalment compounds for a different length of time, so the formula sums a growing series rather than applying one flat rate.
ICICI Pru SIP Calculator FAQs
Is this calculator only for ICICI Prudential Mutual Fund funds?
The formula is the same for every fund house, so you can use it for any SIP. This page is framed around ICICI Prudential Mutual Fund because the scheme you choose there determines the return rate you should enter. Change the rate to model any other AMC.
What return rate should I assume for a ICICI Prudential Mutual Fund SIP?
Use the category average rather than a single fund's best year. Large-cap equity funds have historically returned roughly 10-12% a year over long periods, flexi-cap slightly more, and debt funds 6-8%. Past returns never guarantee future ones.
Does the calculator account for exit load and expense ratio?
No. It projects gross returns. Expense ratio is already deducted from a fund's reported NAV, so entering a realistic post-expense return handles it. Exit load applies only if you redeem early, typically within a year.
Can I change my SIP amount later?
Yes. Most fund houses let you stop, pause or start a fresh SIP at any time, and many support a step-up instruction. To model annual increases instead of a flat amount, use the step-up SIP calculator.
Related calculators
-
SIP Calculator
Estimate the maturity value of a monthly mutual fund SIP, and see how much of it is your money versus compounding.
Open calculator -
Step Up SIP Calculator
See how increasing your SIP by a fixed percentage each year accelerates the final corpus.
Open calculator -
Lumpsum Calculator
Project the future value of a single one-time mutual fund investment over any holding period.
Open calculator -
Mutual Fund Calculator
Estimate the future value of a mutual fund investment and see the split between capital and returns.
Open calculator -
ELSS Calculator
Estimate ELSS maturity value alongside the Section 80C tax you could save in the same year.
Open calculator -
CAGR Calculator
Convert a start value, an end value and a time period into a smoothed annual growth rate.
Open calculator
Important: this calculator provides general information and arithmetic only. It is not personal financial, tax or investment advice. Projected returns are illustrations based on the rate you enter, not guarantees, and market-linked investments can fall in value. Verify current tax rates and scheme terms before acting, and consult a qualified adviser where the decision matters.